People are always on the move! They move from one place to another for varying reasons, may it be relocating to another place of work, searching for a change in scenery or even buying a brand new home. Anyhow, it is highly unlikely that someone would simply sell all their belongings each time. For instance, they may have old furniture or expensive appliances that are harder to replace each time they move.
One way or another, they would need to hire a professional furniture removal company in Alexandria & Vaucluse who will take charge of packing, loading and transporting heavy furniture. However, this involves a fair deal of risk since the furniture may incur damage during transit. Even though the removal company may give it their best effort to transport the furniture in the most secure manner possible, unforeseen circumstances may persist. The best means to ensure that the furniture is fully secure from incurring further expenses is Removal Insurance coverage!
The question is what is Removal Insurance and How is it beneficial, which is exactly the matter being discussed in this blog.
What is Removal Insurance?
Removal Insurance is quite simply the type of insurance that covers financial loss resulting from the property being damaged during transit. This is not to be confused with common Household Insurance which only covers damages caused to furniture or property due to accidents or theft. This does not include damages resulting from the transportation of items.
Removal Insurance on the other hand covers all types of damages to property or furniture while it is still in the transportation process. However, this does not include items that are extremely valuable such as paintings or expensive jewellery. Most professional furniture removal companies can compensate for the upper limit cost of damages through removal insurance. The compensation figure might be the same as public liability insurance but even then, it is more than enough to make up for damages sustained.
Why is Removal Insurance Needed?
Moving the furniture or other household items without removal insurance is still a viable option, especially if the items being transported are not that valuable. Then again, there is still a degree of financial loss involved. Most professional Removal Companies that have established a reputation will provide removal insurance in their price quotation to maintain their reputation as quality movers.
It is important to consider that not everything is in our control and accidents can occur at any time or in any way. Therefore, taking on removal insurance may be the best idea to ensure that the precious LED TV doesn't turn up with dents and cracks.
Removal companies most often adjust the price of insurance in their contract with the client. Therefore checking the insurance cover breakdown in the removal price quotation is worth the time as it can help spot excess or insufficient insurance for the maximum total damage. Also, make sure to check what are the types of damages that have been covered by the insurance. This will enable the insured to adjust their prices accordingly with the removal company.
Types of Damages During Transit May Include;
Physical Damages
Dents
Scrapes
Scuffs
Paper Damage
Deeds
Bonds
Stamps
Whether Damages
Delays
Water Logging
Fire
It is also good practice to provide a list of inventory and their designated value to the removal company while keeping a copy to oneself. Also, it is important to gather as much information as possible with regards to the compensation of insurance, for example, if it would be paid in cash, repairs or physical replacement. Packing and Moving using a Furniture Removal Company in Alexandria & Vaucluse requires planning which is how removal insurance is a means of putting the mind at ease. It is like a protective seal over the value of goods against probable damage. It helps an individual to stay prepared to face the unforeseen.
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